I am struggling to find hard money lenders that are willing to do any lending without me coming to the table with something.

I've struggled with quotes on this type of business lately and I have access to almost every market out there!!! 

God knows I struggle with them myself.

That's why a lot of new wholesalers struggle when they first start.

Really depends on (1) if the tenant is being honest and hasn’t fabricated the story for sympathy in getting out of the lease and (2) if the tenant is telling the truth the financial condition of the tenant (struggling to make payments vs having $2 million in an IRA).  

As we've seen home builders are already struggling to keep up with demand so properties will appreciate very well and cash flow if bought early in this area. 

That was recently lowered to 4.26 million, and even achieving that could be a struggle if mortgage rates don’t move sharply lower.The positive spin to all this is that every year we have existing home sales below 5 million units is just “compressing the spring” further.

Even in Philly we have struggling markets and booming markets not even miles apart...Since you mentioned TX here is the same data for TX: https://fred.stlouisfed.org/series/TXSTHPIAll of this being said.

My wife and I are were struggling to find a small multi family seller that was willing to even consider an FHA offer.

Most often it's either they have developed from 0 and are now willing to sell at sky high multiple, meaning your going to struggle to make money as you will need everything to run great for an extended time horizon....