Since i had capital and had access to my commercial banks for the best rates possible on vertical and horizontal loans..

If you have access to some money you can increase your equity in one jump.

., solar panels)-Accessibility Modifications (e.g., ramps, widened doorways)-Luxury Items (e.g., pool)-LandscapingNot Acceptable Renovations:-Commercial Use (e.g., turning a residential property into a commercial property)-Temporary Structures-Non-Residential Buildings (e.g., barns, stables)FHA 203(k)Minimum Down Payment: 3.5%Minimum Credit Score: 620Minimum Loan Amount: $50,000Maximum Loan Amount: $524,225Occupancy Types: Primary Residence ONLYUnit Maximum: 4 UnitsAcceptable Renovations:-Structural Improvements/Reconstruction (e.g., adding rooms, bathrooms)-Cosmetic Enhancements-Eliminate Health and Safety Hazards-Energy Efficiency Improvements-Major Landscaping (e.g., grading, tree removal, adding walkways)Non-Acceptable Renovations:-Luxury Items-Commercial Use-Temporary Structures-Non-Residential BuildingsBoth of these renovation loans are similar in many ways, but the key differences are:1.

Never stop hoarding capital.

Should I stop pursuing or is there a way to get this deal through seller finance? 

The provision that my city government was using to stop whole neighborhoods from adding adu’s was addressed.

Alternatively, refinancing might give you access to some of your equity without completely exiting.

Moving south...here are some quick areas of note: Florence - Centrally located and easily accessible from Eugene.

If you're only really working your local market, and mostly driving for dollars, and want essentially a 1 stop shop that can do most things pretty well, then Deal Machine should work for you. 

If you sell, you could access the equity you’ve built and put it toward other investments or save for a future down payment.