The downside is they usually come with higher interest rates and shorter loan terms.Partnerships or Co-signers: If your husband or a trusted partner has U.S. legal status and credit history, they might be able to co-sign or help with financing.Cash Purchases: Since you have savings in Canada, you might consider using that for your first property, especially for a smaller rehab project.Foreign National Loans: Some lenders specialize in providing loans for foreign nationals.

Despite multiple requests (and promises to do so in text messages) across the span of months, my partner never uploaded the relevant information on this client, including the invoices.

Here's how I do my due diligence:1) Portfolio matching: (takes 30 seconds per deal)a) Have an educated opinion on where I think we are in the real estate cycles (financial and physical market cycles)b) Then and only then do I pick the strategies, capital stack, and specialized asset subclasses that make sense for that opinion.

I can message you her contact info if you'd like.

So as investing partners it makes sense because we will both have extra cash at the same time, we partner up to cut the risk in half + we both specialize in a couple things the other does not in terms of being a rental property owner (e.g. running the books + marketing vs actually fixing things).  

Send me a message if you want to chat in more detail (background is in live in flips, LTR, MTR, and STR).  

Make sure this is a specialization of whomever you use.

I sent you a direct message

If anyone has heard of or done any development/entitlement in Delta please shoot me a message and let me know how that experience was.

I strongly suggest you talk it over with experts who specialize in Memphis.