I'd spend the money on vinyl.

That is bad debt that will keep you from making money.

If you need someone to hand hold you as an entrepreneur all the time all you are going to do is end up just spending money you should not be spending and probably never make it. 

Hi Kam 👋 There’s so many ways to make money in real estate and they all have their pros and cons.

If you cash out equity in a property, you are "borrowing" that money from the lender.

The company wanted me to push stocks and bonds, but didn't want me recommending anything they didn't make money on.

Do it yourself with TurboTax (or similar software)If your rental is pretty simple (one property, basic income & expenses), you can learn the basics and still save money.

How much money are you allocating towards these investments?

So, my goal is to exceed 2 years on average between turnovers because that is what I budget for when I set money aside for turnover/vacancy.

I’ve been in this situation and with a growing portfolio and expenses, it’s hard to put money aside for two mortgage payments.At Sid Was Here, my management company, we’ve always offered to let guests pay into the future for longer stays.