With really bad credit I do require (in addition to first month and security deposit) 1/2 to a full last month's rent and/or a good honestrenter.com score.

However, I do have a low credit score.

I have spent countless hours trying to figure out how to buy properties with no income, no down payment, and a 700+ credit score from a student credit card with $10 payments on time.

Premium increases are rippling through the market; the state is also always going to be financially strapped/high tax due to union pension commitments from past generations and the high tax, high services nature of Chicago.I'd highly recommend getting on a plane and driving around before you buy anything there. 

I have 0 debt, and a 770 personal credit score.

Maintain a good credit score, budget, and stay informed about market trends.

Or do you have one flat rate so long as the paw score isn't 0?

We start out building just an internal tool for our own wholesaling business, but we opened it up at some point to actually look for partnerships.The main difference is just we directly ping the credit union for phone numbers, so the data is never stale.

Interesting read above about Union County limiting it to 5%...I didn't realize that.

Zoning varies, so always check the local regulations for your specific needs.Financing: While cash purchases are common, financing options are available through local banks and credit unions.