I won't go on into too much detail, but with simple reform in new communities, mortgage length terms, excess fees it can defeat that #1 issue. 

That does no include flood with is another separate policy.Since the flood insurance reform laws were passed, non-owner occupant flood policies get to pay an extra $225 per policy.

Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?

2018 is comming up fast and Washington is debating a tax reform bill.

Also, the bedroom look like a dormitory at a reform school.

Square meters: 57sqmYear built: 1965Rooms: 3Bathrooms: 1Elevator: YesParking: StreetYearly Taxes: €202Monthly HOA: €35Home Insurance: €240Broker Office: ExpercasaAgent: Jose Fees Breakdown Agent Commission: €3210 (6%)9% ITP Tax: €4770Lawyer Fees: €1000Notaria/Gestoria: €874Total Closings Costs: €9854TOTAL PURCHASE PRICE + CLOSING COSTS: €62,854Rehab (Reforma)Labor: €21,145Carpentry (kitchen, cabinets, side tables): €1900Windows (6 windows, 2 doors): €1771Materials: €12,775TOTAL REFORM: €33,920TOTAL PURCHASE + REFORM = €96,774Date reform started: April 15, 2018Date reform finished: July 15, 2018 What made you interested in investing in this type of deal?

Yet many are adamantly against reforming our housing laws, investing in our underserved populations, and building new homes to reduce costs and increase housing affordability.

Brand new rules for Tacoma, a big improvement.https://www.sightline.org/2019/03/20/tacoma-adopts-exemplary-reform-for-in-law-apartments/

I know some people doing it and they are having good returns (buy, reform and then rent per room to students that have more financial capacity and prefer a more comfortable and centric room).

I do not know her situation in full detail but I would not invest in the Philippines right now and all the land reform laws there.