Sharing an article published just last year on BP on this exact question:Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

Rental income also sometimes has seasoning requirements before a lender wants to count it towards covering the debt you incurred.You don't mention how much income you will need to be financially independent.  

I use the data case Shiller used to publish on total residential RE return for large cities for this century (it is my belief it is no longer published as I have not seen it in a few years).  

IMHO the cash flow gives you financial freedom/independence (at least it used to with lower interest rates.), the appreciation makes you wealthy/rich. 

I do avoid anything published by white nationalists.  

Example: "I want to build financial independence through real estate investing.

You can learn to do this independently or get a rockstar REALTOR to lead the way.

Louis is the 75th largest independent city in the US but the St.

In Colorado, we also have the HUD FMR but each PHA will publish its own Payment Standard and Utilities Standard for what they are willing to pay on a voucher. 

I want to assess independently before reaching out and doing further due diligence with experts.