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I’ve bought some houses with 0% interest for a year credit cards and a few with consumer lines of credit from banks.

@Jordan Miller - I think to give proper guidance it would be good to share more details on the revenues and expenses on the property.

I am looking at 1031 possibly or just fixed refi/or use my heloc for the time being on a value add for a building 10-40 units (market dependent on price). 

Depends on the bank!

 @Dominic Battagliac @Shawn Quigg Stumbling on this thread several years later.

.- at year 7 if value appreciated a lot, can i do a HELOC on it and use that HELOC to pay off the balloon - probably not due to lien being secondary etc on helocYes on the HELOC, but it would probably be easier just to refi and pay off the seller, and cash out more money too.Hope that helps and good luck!