Currently have a listed 4-plex for sale, 100% occupied.

You can occupy 1 room and rent out the rest for maximum cash flow but this comes with some inconvenience as you will have to deal with roommates and you don't have 100% privacy in your property.2.

I’m looking to owner occupy 4 unit multifamily using a VA loan.

There also are options for 5+ unit buildings where do not need to occupy and can even have more then one airbnb in city if own those. 

You can get owner occupies financing on this type of property for 5% down.  

Institutional hard money lenders will not lend to you personally or on a home you are occupying.

The only way you will have a reliable income is if a reliable tenant continuously occupies your property (your “customer”).

Just adding to the dog pile, but getting M2M leases on an occupied quad instead of long term lock ins is a huge win.

The issue I'm running into with door knocking is that all the distressed properties I find seem to be occupied by renters, and they aren't giving me the time of day.

Quote from @Yimma Davila-Castro: Hello,I am new, and I did the house hacking and got a few houses, but I am starting solo and would like to learn more to increase my house portfolio and improve my finances Welcome:  I started with a duplex and went owner occupied for a year.