I too have feelings and thoughts about the programs.After I get past my feelings, I have found that I consistently get paid and vacancy is low. 

Rates that low don't make sense especially if they're a no doc shop.

Keeping it friendly and low intensity is more likely to be successful.I recently offered to completely replace my neighbor's fence next to my rental and they said "No".

Small multi-family is hot right now due to house-hacking (low barrier of entry), and future cash-flow. 

You might be able to find a lower price point per unit than I’m at but it’s a LOT MORE WORK to have low quality properties as opposed to nicer ones.

In this type of situation, they want low interest rate with low down payment also.

However, the rental value this area is very low compared to the Home values and mortgage rate.

I think there's a pretty low bar for competency in the management business because it's not glamorous and can be a grind.

But for me sets me back few years on my goal.I also think he lacks financial knowledge to see that something is out of ordinary and should not be used as basis for future returns (e.g. low interest rates of 2022 resulting in low cap rates).

What is the purpose of the two million low-interest loan to Seminar Solution LLC?