When you add up legal fees, lease fees, loss of rent, etc. it can add up.

You paid 1% origination, closing, legal etc, and 4.5% interest.  

I have a legal question about a contract I have with a wholesaler and the $5000 EMDI was under contract for a property that I learned had liens on it..... it states in the contract that title must be marketable and if not, then I would get my EMD back.....

I ended up spending some extra time making the finished basement legal (add insulation and egress).   

I have never known or had a single one done legally where any financial institute called a DOS for such, not 1 ever. 

The concern with places like Irvington will be once you move out and no longer owner occupy how do you raise rents legally.   

I use Wisconsin Legal Blank forms, they are inexpensive and court-tested.

However, if you are an out-of-state slumlord, you can now pass 100% of the financial and legal liability of maintaining a property onto some poor local.

what are the laws in CO regarding unlicensed wholesalers tying up property advertising it and collecting a fee at closing is that even legal in that state. ???

If you need financial help, ask under the "Finance, Tax, and Legal" forum.