If you're new you may have to take the low hanging fruit and deal with some problems and then move up.

I don't have any trees hanging over house, no outside dumpster or anything (just town issues plastic bins kept as far away from the house as I can already), but there may be some exterior holes where they may be coming in?

Yes, you have to hang your license with an institution because it pragmatically isn't economical to run your own independent shop these days.You're still often brokering or correspondent lending, though, if you work for a mortgage bank or mortgage company (eg, not a "bank" bank, where you can have a checking account).

Hopefully Arizona can hang tight a bit longer.

Sounds like there was not a fit in terms of style .. like a Wall Street type trying to hang out with a SoCal surfer type.

Patrick  I created a "test" account with Podio but I'm still getting the hang of how to use it for real estate purpose. 

And if you hang in the game long enough, you could do massive volume.  

I think I'll hang off from building an ADU and maybe an alternative is to just purchase more property in the future then!

@Filipe Lema come hang and network with other investors in a couple weeks at our next meetup:https://www.biggerpockets.com/forums/521/topics/1182656-real...

Brent Mott is probably the only accesible and genuine person in their team, he will listen to you and will not turn around and leave you hanging in the middle of a conversation like most of the others do.