@Yinna Wang Make sure whoever wrote the policy knows that one unit is being rented because there may be additional requirements.

@Benoy Varghese When I take over a property I send a letter to the existing tenants introducing myself and telling them where to send rent and provide the necessary information regarding my policy for dealing with maintenance issues.

I have the rental properties insured with a variety of lenders and no issues with putting all of them under the umbrella policy.

I want to start a nonprofit eventually to help the poor in the USA & other countries, and I'm considering using my own money or receiving government funds instead of relying on donations from people unless they're just rich ****s.

I like how I can dig into the competition and see their nightly rate, pet policy, etc.   

The government does. 

Our insurance policy for the project alone was well over $100k. 

I've contacted 8 insurance companies/brokers and no one offers policies (issue being the subleasing).

This policy will provide additional coverage above what your existing policy covers.

Fannie and Freddie are the government sponsored enterprises- conventional loans are underwritten to their guidelines.