It can also be a professional company that uses private money to do loans, and gets investors, as opposed to government secured loans.

The biggest lever the Federal Government has is tax policy.

It pays well and allows you to build connections in the real estate world (if you are working privately and not for the government). 

The Government has NO money.

What if the next regime downsizes government or we continue to decentralize it? 

But per lot it will cost roughly the following:$1,500 Electrical poles, meter installation $2,000 water taps and connections$5,000 grading and land prep$8,000 septic installation (assuming a 1:1 ratio of homes to 1000 gallon septics)$5,000 down payment on each home ($700-750 / thereafter per unit)$21,500 total set up x 17 = $365,000Ongoing expenses after development would look something this for POH model: $12,750 a month in mobile home mortgages (17 x 750 for PITI on each unit) $1,900 a month in land mortgage PITI (house) $3,000 a month landscaping$2,000 a month in reserve emergency fund$2,200 management$21,850 a month total expenses $262,200‬/yearOngoing incomes after development would look something this for POH model:$27,000/month ($1500 x 18 {17 mobile homes plus house})$324,000/year324k-262,2k = 61,800 net pre-tax profit or $5,150/month.Opportunities to reduce start up expenses: Bulk deals with the government or contractors for doing all the work at once (electrical, water, land grading, septic) Trade free rent for someone to mow and landscape (turning a $3k event into a $650 event every month).

In the parlance of the Federal government, such loans are called loans on one-to-four family dwellings.

There are a lot of government programs to help people to get into $100k homes.  

Hey @Debbie Palmer, so I am with @John Underwood on calling.https://www.loganutah.gov/government/departments/community_d...There are several folks listed on that site that should be able to advise.I will say that she will essentially need to clear out all her personal and important things.

MLS does not display (and govern) buyer agent co-boke, so no buyers need to sign a buyer agency with an agent before showings.