I've read finding a good team is key.My question is how do you put together a good team when most people are out to scam you or looking out for there best interest?

If you've never done calling before, you can get scammed.

One of the most common real estate scams in the last couple of years has involved unimproved land sales.

there simply is no such thing in the lending world as a LPI it does not exist it only exist for fake lenders that are scamming the S@#$ out of those who are not familiar with how lending works be it banks for pML or HML   what these guys do is make it sound close enough to PMI  which does exist for government loans..

Be careful of scam websites. 3.

Does the above info given to me looks correct and not a scam?

Worse, some may try to scam you into renting to them and then squat while you waste time trying to evict them.

companies/individuals who do this and what are the pitfalls that i should avoid to check if they are not scamming.

Of course, there are still ways to get scammed doing this, but sharing incentives and ownership such that there is skin in the game GREATLY reduces these risks.

All that is to ensure that you're dealing with a reputable lender and not someone who's scamming you.