This guarantor, who may be an individual or another entity, will be responsible for the difference between what is owed to the lender to make them whole and what has been recovered.If the lender makes the loan to an individual (natural person), this person is implicitly the guarantor via the note, and no separate guarantee is needed.

Alternatively they can purchase a portfolio of occupied homes at a discounted price because the seller of the portfolio in most instances first tried their hand at selling the homes individually to the owner occupant and after experiencing 13-15% in disposition fees and expenses realized its not worth the effort and better to package the assets and sell discounted to another investor.Keep in mind, most of these SFH's are in stagnant markets meaning limited appreciation and if you ever took the time to look at an amortization schedule  there's no meaningful principal paydown for many years.

Commercial PML will do the same, they'll have the credit and b.g. inquiry.You mean a true Private Individual with capital for lending? 

A good broker maintains relationships with various funding sources, including individual investors, investment groups, and financial institutions.

@Marian Smith@Lena TruongI have bought notes from them and the individual who runs AHP is well respected.

I’ve joined this community to connect, learn, and grow alongside like-minded individuals.

If the US government, or a future world superpower does not like Bitcoin, it can require individuals to use its primary currency.

.: Quote from @Scott Mac: [1]  A down vote button seems like it will lead to Cliques forming in the background, with people getting together to downvote certain individuals based on like or dislike of the individual.

I have a duplex that I originally intended to have serviced by individual heatings systems, but ended up installing a single system that's large enough to heat the whole building.

Private financing where an investor can get a loan from an individual rather than a conventional loan because you can get more leverage and have more room to negotiate