How does a sub2 deal facilitate mortgage fraud when the gov tells you how to do it legally?

@Olecia Williams Though it's still possible to purchase a second/vacation home with only 10% down, it may not be your best option. 

I help investors optimize their financial strategy by implementing the Infinite Banking Concept (IBC), finding the best insurance for their properties and cars, and connecting them with legal experts for living trust creation.

Because of the nature of a tax lien, it would be difficult to obtain financing from a commercial lender secured by the tax lien itself.  

It will be higher than if you bought it yourself.

Now if looking to do it RIGHT..... 

A business has an inverted financial profile: it is literally designed for cash flow.

Use the top three or four discriminators so applicants can screen themselves.Then you need to have clear screening criteria yourself.

I started down this journey once I realized that being a youth pastor alone would never provide the financial future that I want for my wife and kids so I started investigating real estate and reading "BRRRR".  

If not, what will you suggest me to do?