Everyones investment goals are different which inherently creates discrepancies in what is percieved as a deal.

I do not know Cali law so any discrepancy you need to consult a commercial attorney.Having said that commercial leases usually have years built into the agreement and provisions for extending the option periods.

Not sure why the discrepancies.

It's the discrepancy between knowledge and wisdom that I will be spending the next few (dozen) years narrowing.

5.75% vs. 5.74% doesn't account for the discrepancy.

However, because each of the three major credit scoring companies compute this score slightly differently from each other, the discrepancies often create problems for both lender and consumers.

It is not void of volatility but the volatility is a little more predictable and the peaks and valley discrepancy is a smaller percent number.There seems to be some logic that points to you under evaluating some of the assets you are looking at.

Most clients don't ever think of it this way and don't see the discrepancy because each insurance company will give you different values they want to insure to.The best part about knowing your rate is when you go to market the insurance program, you can call an agent and say "I have a 40 year old 12 fam, replacement cost, and my current rate is $0.50. 

Here are the line-items (most recent year):Insurance:  5,482 (previous year was $2,121 - why the discrepancy??)

Mongiello and I discussed at length the draw process and I explained the discrepancies between what he was asking for and what we were able to fund.As draws are requested SBL utilizes the services of 3rd party inspectors to ensure any results are not influenced by anyone (kept arms length).