Water, trash, internet, and fire wood make up the rest of the utility allocation.  

I would just ask lots of questions and determine your advantages (time, money, knowledge, etc.) before deciding on an investment strategy.  

I'm in the process of having the Field Investigation done to determine my discount.

The loan amount will typically be determined by appraisal (LTV - loan to value ratio) - but your qualification will also be based on other metrics like you mentioned - DSCR ratio, FICO and some other factors. 

By understanding the market trends and cycles, you can determine the optimal time to sell for maximum gains.Here are strategies for maximizing property sales and building lasting relationships with investors:●Expert Opinions.

I have read on the internet that some parts are and some parts aren't safe.

The idea is they want to add more long term rentals to the market to help with affordability.The mid-term market is interesting but then you are covering utilities, internet, etc.

Most investors take a look at the available rental units in a particular market,  determine if its a good or bad market based on DOM and either dismiss the market all together or replicate the housing units that are absorbed.

This would not necessarily be the case, or the spread could go the other way, though such motive could present one reason for conversion.I am not even sure if rent control gets eliminated through a possible condo conversion in most towns in Hudson County - West New York, for  base condominium rent > $1000, is one exception, it seems valuable to determine the others.

There is usually a hearing to determine if this is done.