A little tricky to use, particularly if your just looking for 1 thing like renters insurance or payments.

Compare this to your total monthly costs, including mortgage, insurance, taxes, vacancy and maintenance.

I flew there and walked the house, looked pretty turnkey rental grade): $1029 GFCI outlets, downspouts and guards, drywall, paint, bathroom vent$4615 (new AC unit since unit was stolen before tenant moved in, didn't file insurance claim because didn't want my premium to go up) $600 (water line, gas line, P trap)$60 lawn mowing$112  thermostat repairMy opinion is that Class C is better for local investors who are on site and know how to do repairs and self manage.

Do they have insurance and property tax reduction reports in their study?

That is just the loan payment and doesn't include your insurance and taxes like a typical mortgage payment does. 

Airbnb tech team is working on it they said but this is how I added categories besides the ones Airbnb suggested for my listings) Hi Garrett, I'm new to the STR world, but I own a digital marketing company for insurance and have been an SEO for the last 16 years.

To avoid similar rip offs in the future, the investor needs to bear responsibility for vetting any investment offering they're contemplating, or if not just leave your money in government guaranteed investments (like FDIC insured bank accounts).  

@Kathie Mata   appliance insurance may work in some places, in my area is quite slow to show up.   

Taxes have to be paid, so does insurance, what about maintenance? 

The most likely options are exchanging:Life insurance for life insuranceLife insurance for endowmentLife insurance for non-qualified annuityPersonally, I would first determine what type of exchange you want to do.