Renee, I'm a conservative investor, and so do not feel they are a match for me personally (for numerous reasons) so am not invested myself.

Then set up a bill-back for this service.

That’s gambling, not investing. for those not familiar with what Mello Roos is.. its a Bond that was floated to pay for the infrastructure cost of the subdivision and is added to your tax bill by the county..

I would make a big profit on the appreciation and avoid a large tax bill. 

Today's world you could save numerous lives and the answer to the prayers caused from a mass shooter.

That is, @Bill B. is correct.While true that it’s harder to find P/HMLs willing to lend in second position than first, it’s also true that many of these will only lend behind a large conventional lender, such as a bank.

And then we had an acceleration of payments compliments of the Dodd/Frank Bill.

This resulted in approximately 600,000 gallons of water wasted and nearly $12,000 water bill over the course of 2 months.

I recently heard from my tenant about consistently high water bills—over $1,000 each month.

From page 730 (emphasis mine): "All non-business tax deductions and exemptions that were temporarily suspended by the 2017 tax bill should be permanently repealed, including the bicyclecommuting expense exclusion, non-military moving expense deductions, and the miscellaneous itemized deductions.23 The individual state and local tax deduction, which was temporarily capped at $10,000, should be fully repealed.