I have never participated in it.  

For example, a few years back they were really be stingy with approving for top approval rents because landlords were trying to get top rents but their places were barely passing hability standards so they were approving section 8 but at lower rents.

This can actually be higher or lower than the FMR without utilities however the rent still should be no greater than FMR (note that in periods of low landlord participation, some housing authorities may offer an incentive of 10-20% OVER the FMR to entice landlords. )  Step 3 is that each property may qualify for a different amount based on amenities and type of utilities. 

The overwhelming majority of those people are bums that can barely afford a cup of coffee.

Per the Participation Agreement all insureds sign, we are a monthly reporting program and are required to provide a 30-day notice outlining any coverage or cost changes, which was sent via email.

Do you participate in any meet ups or REIA's?

Be present and participate. 

I honestly would expect what Praxis is doing to be the bare minimum a GP should do in situations like these. 

Instead they have worthless, patched, barely livable trailers, complete eyesores.You need to call your local building permit office and see what their requirements are for homes.

I guess I am in the wrong so my bad on this.Perhaps I am coming from a perspective of a conventional strategy where banks  barely interact with their borrowers and treat them like a statistic on their Excel spreadsheet - again my bad on this.