I think what @Garrett Brown is getting at is using this in addition to other methods.

Additionally, I was not making enough from my corporate job to support any kind of significant mortgage payment.

HOA is currently $172/month, with and additional $44 for club fees, covering club amenities, including a gym, boat lift, a restaurant etc. 

This is straight from the CFPB website: "Additionally, for 60 days from the date your loan servicing transfers, your new servicer cannot charge you a late fee or treat the payment as late if you sent it to your previous servicer on time or within the applicable grace period."

However, i'll likely be looking at additional ways down the road to be even more secure for a backup what if scenario.  

Very good point.In the case of Arizona, I have been unable to locate any state law / code that suggests Arizona may have additional regulations. 

An emergency fund needs to be liquid, and immediately available to you in addition to being low risk and protecting principle. 

Additionally, not all transaction types support Locations, meaning you'll have to create journal entries to correct them—requiring a solid understanding of debits and credits, which can be time-consuming and error-prone.Instead, I recommend biting the bullet and upgrading to QuickBooks Online Plus for each entity.

Great use of space and provides additional income to offset the monthly payment.Orlando, and many other cities, have a "missing middle" problem in regards to housing. 

We wanted additional units to pay mortgage and have cash flow.