Areas that saw population bumps during the pandemic could see milder but significant demographic shifts, as will almost any area where effected residents have family, relatives or property available for immediate longterm occupancy.

Is that amount worth risking at this time potentially having to pay from your primary residence?

For my personal residence - yes, i would love to own it free and clear as it's not an investment but rather liability which I want to minimize as much as possible.  

They do require these to be done on Primary Residence, and they probably do have a credit component, but may not have an income component to underwriting.

I also purchased these while residing in CA!

-how many bathrooms per resident have you found to be successful?

Are you/your partner(s) foreign nationals or non-permanent resident aliens?

Owner financing and HELOC on personal residence How did you add value to the deal?

You could house hack and use the other portion to AirBnb as then you meet the primary residence requirement in B.C.

It would be his primary residence so most likely a duplex or triplex house hack.