(what’s your crystal ball say?)

@William Rushton - I think you got a ton of great information above from the other Chicago BPs (specifically by @Crystal Smith) , it has to be written into contract to not have tenants if you are going to live there.Your agent and lender should be all over this.

Also, and I'm about to read between the lines a bit and speculate, this part could be inaccurate depending on how my crystal ball is functioning today: Yes, it's also true that >6 financed properties may have a hit, and if your LO doesn't have a lot of experience working with REI, they might not have known or checked for that on the front end.

If rates are in the mid-4s and trending up and it appears that the era of historically low rates is coming to close (as many thought it was, in 2018, due to all the crystal balls being out of operation at the time), then "I better get mine now before it's too late."

I know no one has a crystal ball, but it seems like there are some developments with movement in this area.

@Crystal SmithThank you for the feedback, I know that everything takes time.The first step in this progress is to learn as much as I can, so I will not rush :)

I have no crystal ball. 

Sit down and come up with your crystal clear criteria and goals.

@Crystal Smith great advice!

(If I could predict X, I'd have a crystal ball)Let's grant that this inflation is perfectly distributed across all asset classes but checking accounts and greenbacks.