Likewise, some lenders will not lend in Detroit (i.e. they will make the loan terms very unattractive) but will jump to lend in Metro Detroit... and I mean literally across the street from Mack, Alter, 8 Mile, etc.

After all, I can still retarget those that watch only the first video, if I so choose - and I can alter the message a bit in doing so - maybe I could start steering those folks to some realtor friends, as a thought.

Prices went way up, I decided I didn't want to compete against beginners who were willing to buy at any priceBiggest trigger was mortgage number 9. well I can only get 10 Fannie loans without doing some drastic alterations to my strategy.

It's an over/under configuration (3bdrm up, 2bdrm down) with a rent-roll of $2400/mth and an operating expense ratio of 34%.The prior owners had undertaken some cosmetic rehab {& made some scary alterations to structure in the process} and had decommissioned central high efficiency gas furnace and converted both units to electric baseboard heat.The cost of heating the building had actually increased by ~15%, but it was the tenants problem.

A business entity is not a person but an alter ego, and an individual who acts in multiple transactions making a significant amount of income will be seen as being in the business of doing something more than acting individually.

If so, the contract states I can not alter the property before closing, so what gives?  

Commercial real estate contracts are lengthy and one word and where it is placed etc. can alter everything.

However, that was a commercial alteration.

Whether you exceed it before or after the loan is made doesn't alter the risky-ness of the situation - the risk to the bank.  

I own my home with my wonderful husband. who is a numbers whiz.I plan on utilizing his talents as my partner in crime as I explore my alter ego, which has long been itching to emerge as a real estate investor.