Hi Jon- I am over the bridge in San Rafael looking to do a cash out refi.

East side as in the "open" or exposed ocean, or it is enough to be close to the intercoastal and bridges?  

Here's how I would break down the process:1) Discuss Your Situation w/ Lender (i.e. looking to purchase/rehab/sell property, cash out refi, or bridge a purchase that cannot go conventional)2) Discover Lending Parameters (3 primary questions to ask) - what is the range of interest rates (typically 7-13%)- what are the origination fees and out of pocket expenses (typically 2-5%)- how are LTV's calculated - is it based on purchase price or resale value (lenders are usually 65-75% of resale value) - also, some lenders have max LTV on purchase price, include/exclude rehab costs, so that's important to note as well3) Get a Few QuotesMost lenders can move quickly on closing (5-14 days), as this is primarily an asset based loan - meaning not many times will the lender request tax returns or income statements. 

A good deal is special, financing can be done from many different ways (bridge loans, private money...)

Hey @Gerald Joyce - I am a sucker for utilizing as much space in my own Chicago buildings as I can....even if the numbers don't pencil out perfectly on the cash flow because like your Ravenwood building my buildings are in Bucktown and I know the long-term appreciation will far out way the short term cash flow...The question is, with your current situation can you bridge that short coming?

Per suggestion from head banker, I need to either remove "Investments" from my entity or just elaborate on what I do "Residential Leasing" and "Residential property rehabilitation" per @Jeff Bridges' suggestion. 

Maybe use bridge funding to buy the property and then sell directly to an end buyer. 

I'm purchasing a 4-unit property to redevelop with a bridge loan for pre-development and then will be getting a construction loan after we're permitted by the city to redevelop a new 10-unit in it's place.I'm pitching a partner to put up 60% of our down payment for the construction loan.  

It feels like jumping off a bridge, but that's why I gave myself this deadline.

The best part, these locks can notify you via email when someone accesses your property.Here is the current lock system I utilize in the VR’s I manage (Schlage Z-wave with Nexia Home automation bridge):4) Keep Watch with IP CamerasYou do not need a lot of security cameras, but is helpful to have cameras that monitor the exterior of the home for security.