I am guessing here but I think that fact is at least in part attributable to lost income from lost work or lost work due to inability to find adequate childcare and therefore these families need to stay home, lost income from illness related to COVID.

How can you make yourself stand out? 

You can attribute that to deferred maintenance or abusive renters.

Standout with your home - the key to success in VR industry.

Stand out from the other people mailing. 

We have authentic top-notch cuisine from all over the world, attributable to our great diversity.

That's a looong time after the end of the Financial crisis.What's happening now is that the big developments, which finally started to file for permits around 2014 started to break ground on their large Class A luxury apt buildings and to finish off their stagnant projects which stalled during the crisis.It took time for that to happen.The uptick in Vacancy, especially in NYC, Miami, etc. can be attributed towards the large amount of supply of Class A Luxury apts that have finally become available.

Stand out from the pack because you give GREAT recommendations.Do you know how to analyze a deal to see if it would make a good investment?

I wouldn't move forward with this as a rental as a cash flow play by any means.Couple things that stand out to me from your analysis:1.

Your personal finances and credit (DTI) are key factors in qualifying for the loan.The MFU(5+) has all the same attributes Nathan has enumerated, but are: bought and sold using Commercial Loans with a typical LTV of 70-75% and are evaluated by the GSI they produce.