The loan we were applying for is an FHA, which stipulates we must provide a signed lease for our half of the duplex (to be newly rented out) but for the other half which the parents "own" (in reality all three are equally owners of the entire property.) we would need to provide proof of rental income on our tax return, however her parents claimed that so we seem to be SOL.The mortgage is covered, we can rent it out no problem, but the underwriter is saying on paper it looks like she is responsible for the whole duplex and the rent for half of it is unreportable.

If not please delete this post.Can anyone recommend an architect company who is familiar with ADU and is responsive, organized and creative in problem solving?

Could you send a picture to a foundation guy by email and get a response to the question “is this something I have to deal with today or can it wait 2 months?”  

@Jacob Sherman your response makes zero sense.

Thank you for the response.

Or would upgrading electrical in those 3 units be my responsibility?

It can take a little digging but they are not that hard to find especially when you have a solid network of other investors, wholesalers and good investor friendly agents.Location is going to play into all the things you have to worry about in terms of rents, sale prices, crime, STR/LTR.Do you have a specific zipcode or area you are thinking?

I will likely assign it but want to make sure it's a solid deal.  

You gain the knowledge, but not the responsibilities and the expenses.

I appreciate any responses!