All you are required to do is watch a few videos, take some notes, and then write letters: to the various Original Credit Agencies (OCA), like bank credit cards; Credit Agencies (CA) you have gotten collection letters from; to the big three credit reporting agencies (CRA), Experian, Equifax and TransUnion, who report what they receive from the OCAs and the CAs, whether accurate or not.Mike Roberts, founder of Credit Solutions, has a great free program designed to help you rebuild your credit.

Hi @Andy ArgonautRent to Own, Id rather call it "Lease then own".Lease Purchase Advantages For Buyers Low money down to get into property.Qualification restrictions are not as great as in conventional financing.Past credit problems are not usually a road block, as they would be in the case of conventional financing procedures.

That could be a stumbling block for friend.

We have an approved letter from the bank for $1,400,000 and this house would only need roughly $80,000 in rehab.

If he agrees with conceptionally, he will know how to paper it up and give you a POF letter. 

One added benefit is that I'm a letter carrier in town and know if somebody skips out where to find them.

It is more important to me to be building those building blocks than getting the once in a life time deal. 

The neighborhoods change block to block in some cases. 

Well, here is a rough draft of the letter I will be sending the city council.

I think it would be of benefit to our entire community to find a detailed description of a recent flip, complete with numbers, pictures, and more, here in our real estate success stories forum.Lastly, It's my belief from the tone of your post that you intend to follow the letter of our terms of use but perhaps not the spirit of the community here.