A scam is a scam regardless of who’s money is used.  

In summary, he basically states that stocks, mutual funds, IRAs, and 401k are the biggest scams in human history, the greatest lies every told, but tells you to go ahead and invest in them anyway!

Or is this guy scamming me?

Lost all the houses, but made a lot of cash on the claims.It was a prevalent scam in our area.  

I guess I should have got the hint of a scam when they invited me to a training and didnt have any hotel details, agenda or nothing ..on top of that they charged me twice luckily my bank was able to stop payment before it got there from pending .glad I called bank after I signed up .then I tried to call their customer service number to find out more , it went straight to leave a message etc, didn't even ring like a normal customer service..I have never had an issue with any guru company.

Without good boots on the ground there is simply too much opportunity for fraud and scams, just another area where some bad actors effect those who may try to give service. :)

i find this ironic as people also like to shout about people who offer to pay more are more likely to scam you and force you to evict..

Thanks- I feel reassured I am not being scammed, and I appreciate that you are doing your job.

Scam or legit?

I think annuities are a high price scam, fact using insurance companies for a vehicle to invest in is a high fee rip off.Let me guess your sale insurance?