Completely agree with Greg Scott's clear response, the signed lease is legally-binding.

It's hard to give the best responses without diving into the specifics of your portfolio. 

I contacted cozy livid about this and the response was he paid with a credit card payment through cozy and he had reported to the credit card it was fraud.

So building should repair my ceiling.so now none of them want to take responsibility of those. and I don’t have insurance.Do I have any other option beside taking upstair neighbore to the court?

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Better have a solid deal in this environment to go that route otherwise the risks out weigh the rewards.

Francis Thanks so much Francis for such a thorough and detailed response.

I am fortunate to be surrounded by knowledgeable brokers, agents and hard money lenders but feel I need a solid plan in place before I attempt to tap the resources around me. 

@Kelvin HeNo it will not as you are responsible for the debt.If you refinanced into a DSCR with no recourse or another type of non recourse loan then you could remove them from your dti

Any and all responses are welcome however I am particularly interested in learning from people with knowledge about duplexes in my area.