I want all of that separate and if I so choose to keep this deal in my portfolio I will assign it over to my holding company or flipping company. 

Reminder her there are other choices for Internet service and whatever she chooses will be at her expense too.

But just think about it... if you had a choice to live on a lake or on a city street, which would you choose? 

Either can choose to wholesale.

What you need depends on how you choose to approach the business, how you plan to find your deals to wholesale.  

So Now I might have 10 banks i can choose from when the right deal comes along.Now the RE agents will call you back.

This is important regardless of what type of account you choose to go with.

They no longer consider the payment on amount but now consider 1% of the total balance, so though my payment is only 380/mo, he has to count 900 against me.Aside from bringing in a partner or choosing a more exotic funding route (neither of which are avenues I want to pursue), what can I do?

Choose your partner wisely if you go that route.Here's to your success!

Just choose what you like best and run with it.