Thank you Tim, Sorry for the late response 

I would agree that the likelihood of having any lawsuit go against you for more than a million is very small, but the coverage benefit is just to cheap to skip.  

They usually require experience and they are lots of docs needed from architect drawings to a lot of permitting. 

Quote from @Kadeem Kamal: I’m starting the process of doing a 1031 where I’ll get about 300k to put towards the the next property.

Pro tip--make sure your exhaust fan in the bathroom is vented to the atmosphere--meaning out to the outside.....go out the roof or out the side of the unit or secured to an opening in a soffit vent grille off the house. 

Welcome to BiggerPockets Kenneth and best of luck investing!

However if you are looking at commercial properties a lot of them will be owned by corps and then it will still be hard to find the actual owners!

Make sure to also include in your calculation all the associated costs of those homes (maintenance, cap-x, management, vacancy, etc) then include the selling cost of the home since the appreciation isn't unlocked until you sell the home.

I can't seem to find any info to get a list of all of the pre-foreclosure properties (at least in kent county).

Then these are applied to all properties in that area of the city.