For example, a quick "back of the napkin" conceptual estimate (WAG) suggests the following:Appliances (dishwasher, refrigerator, stove, hood):  $3,500Kitchen sink, disposal and faucet:  $500 (material only)Kitchen hardware:  $200 (material only)Kitchen cabinet restoration:  $3,000Kitchen countertop restoration:  $1,500Plank flooring:  $3.50/SF x 2,000 SF = $7,000 (material only)Electrical rehabilitation (including light fixtures):  $4,000Plumbing rehabilitation (including toilets, faucets & shower):  $3,000Bathroom tile (2 baths):  $5,000  New roof:  $10,000New siding:  $6,000Paint (outside):  $4,000Paint (inside):  $5,000Staging: $1,650TOTAL:  $54,350This estimate does not consider any cost associated with building permits or design professionals. 

Personally, I like when someone's professional experience is informed or backed by investing experience.

You will definitely need a professional help. 

I don't know what I could have done differently - I asked explicitly if that's the final cost no matter what he finds and he did say yes, I have proof of that, it's a bit worrysome that I cannot rely on what a professional tells me.

@Bryan Thomas It never was hot...Cleveland is on the exact same trajectory Detroit was 8 years ago...it's been downhill for 40-yearsWhy have only people from Cleveland responded....

after calling them literally every day (not an exaggeration) for an update, i resorted to calling the service rep that came out directly and only with him on the line and three-way calling HMS with me on the line using his service professional portal did we get the answer that they claimed they completed the replacement and closed the file. 

Is it possible to be a Private Lender professionally?

@Paul Sandhu I would suggest you hire a professional company to do it.

Lots of not-so-professional work happening.

If I were to proceed with that purchase, I would still get a professional inspection.