So you see it is a process and should be automated and organized to save time and be accurate.

You can automate rent collection, late fees, reminders, etc.

The main push to get a program is to help with rent collection and the help automate the books and reports in our business.

This is great because it is all automated.  

It is a mortgage instrument whereby the S A is a substitute for interest. 

My mortgage payments are automated, Insurance and Taxes are paid once a year in a lump sum.

So how does one automate or systematize wholesaling?

Or using the stock market in anyway ie trading every day or swing trading, misc. instruments etc?

I would be interested in your systems that you use to automate if you are willing to share.

We'll have to see though... both Lending Club and Prosper emerged during the economic recovery and there isn't good historical precedent for how they'll perform during harder times (unless you look at credit card paper, as you suggested).I use a service that automates loan selection, so it's a fully passive investment for me.