I'd say the average return is around 10% but since I deposit 3k in the fund a month, I try to avoid calculating the returns with a flat rate to account for buying into dips and highs; so I use past performance rates (Yes I know, past performance does not assure future).There is an investor unloading 11 of his duplexes near my area with an average cap rate of around 9%, I'd be able to afford about 5 duplexes with a loan.

I or course assured him I would make it right and fix it thinking the pump just failed.

While the whole amazon thing is going to be great for one city, rest assured that once it's decided values will increase 20 - 25% overnight. 

you expressed your intent to occupy your primary but if circumstances dictate you need to downsize, that would be justified IMHO.Others will chime in, but I think you are perfectly in your right to purchase another smaller property as owner occupant, and turn the larger one into a rental (due to hardship for example) and be OK.I don't think you need to explain this to the broker other than to assure him you intent to occupy the new property. that's all I would disclose.Others?

The attorney sent the agreement for my signature and assured me he would file it with the court.

They both assured me the co-applicant, not co-signor, would be living in the home.

As a participant in this site for many years I can assure you it's all that the hype says it is. 

I dont know how much you know about this but let me assure you dont know.  

She had her 5 days, I mean why should I now allow her  The assurance  She can pull all this, and stay.To make it more complicated, (she is well aware of our heartstrings also) she is trying to put the  voucher in her granddaughter name!

They are asking you to go under contract on the next property without even having any assurance that they will do a cash out refi.