True there are many negatives in the marketplace.

The Zoning board would also most probably be required to hold a public hearing regarding the matter with the surrounding neighborhood, and a negative reaction by a organized neighborhood Association could heavily influence the zoning decision 4.

Talk but no certainty is that the Fed May lower the rate into negative to follow Europe come to their June meeting - not sure if that’ll happen or if they’ll stay firm on 0%?

I would assume these statistics were expected. 

Wondering if it will have any negative impact with future loans at all?

Here are the four statistics you'll want to consider when researching prospective markets:1) Job Growth2) Population Growth3) Migration4) Housing MarketAnd here are some relevant articles about Phoenix to save you some time:-- Phoenix leads US Counties in Job Growth, New Data Shows-- Phoenix leads the US in Population Growth, New Census Data Shows-- Phoenix is the #1 Migration Destination-- Phoenix is Expected to be Among the Top 5 Housing Markets in 2020I can practically guarantee none of the other markets you're considering are going to be as strong on all factors as the Phoenix metro area is.

Not really statistically significant to be honest.

Dept of Labor - Unemployment Statistics

Are there any negative impacts in the future when I need to apply mortgage applications with banks or affects my credit scores?

I am an investor in Oklahoma and am asking for some advice on how I can help owners who have negative equity in their home.