I don't mind renting to lower income people and I don't mind if the neighborhood is all one ethnicity.

Hi @Josh Walker,Your lender local to Detroit must be using some homeowner's insurance premium "shouldn't come in higher than..." assumption(s) to qualify people because HOI is part of DTI.

People need to eat and pay rent.

My objective is to get enough passive income to eventually focus on investing and building myself as a business as my job/career instead of working for other people or companies.

In terms of the title, you can go in together and the loan can be under one or both people depending on qualifications.

You need to be on top of the channels for people to start recognizing your name.

@Ryan DaultonI have 20+ people I know invested in atm funds and they are not doing well at all.

I feel like that probably isn't the case based on all the posts I see from people investing in the Ohio region.

These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

That will raise the eyebrows of tax people and zoning and they will come knocking.Neighbors will often be savvy when it comes to STR's and they will call the city.