I have an applicant that advised me she recently filed Chapter 7 bankruptcy.

I quickly found out that this woman had indeed appealed her case, and the realtor did in fact win the case in appellate court, but this con-woman just declared bankruptcy, and vanished off to the West Coast where she had originally come from, leaving this realtor with roughly $30k in legal fees. 

I don't have a good credit score because I went thru business bankruptcy and had few personal guarantee so it effected me personally etc. etc.

I know the owners have filed bankruptcy.

For example, you may purchase a list of absentee owners and another list of owners going through bankruptcies.  

If you feel compelled to negotiate on the lien, the best starting position (depending on the type of lien), is the statement, "I'm thinking about filing bankruptcy and was wondering if it would be better to settle with you rather than filing."......lol.That said, might be better to catch another fish.

Here is the info on Montelongowww.johntreed.com/Reedgururating.html#ancho...and Carlton Sheetswww.johntreed.com/Reedgururating.html#ancho...Apparently Armando’s brother David Montelongo and his wife Melina filed Chapter 7 (total liquidation) bankruptcy in May 2013 claiming $31,000 in assets and debts of $600,000.

Seller shall not be required to deposit funds to close escrow.Short Sale TermsAdvertising- (or Publishing)A copy of the Notice of Trustee Sale must be published once a week for three weeks.Bankruptcy-Chapter 7Often called a straight bankruptcy-involves the liquidation of all non-exempt by the bankruptcy trustee, who in turn distributes the proceeds to qualified creditors.

That would change the wrap situation, wouldn't it.To make a long story short...the owner filed for bankruptcy, which I discovered the day the bank accepted my offer of $65.9.

Trying to buy a new house and need to sell Divorce Foreclosure Probate issues Job Transfers Tired of being a landlord Bankruptcy Any other reason someone may have Thank you for your help, and I appreciate your friendship and support.