Collect applications and keep those on file.

-I'll ask my realtor...he indicated that he wanted me to use his marketing and or prop management services (1xmo rent). 

Also if you arent a warning incase you see the taxes paid last year from a primary owner you may have to pay more as you wont have that deduction in property value. https://www.phila.gov/services/property-lots-housing/propert... 

Recently DSCR (Debt Service Coverage Ratio) for residential properties has been the talk, you probably have seen most loan officers market the heck out of these in recent months!  

I would like to know if this is legit service.

But you can’t discriminate on them for their protected class - You understand DENYING, a section 8 applicant, automatically points to discrimination?

For example, if you had bought some RE with HELOC funds a couple years ago and now have to service that debt at twice the rate, that could be really painful. 

-- You will not find this level of service with a regular bank or credit union. 

Local amenities abound and the property is serviced by a newly refurbished power cord connecting it to the ceiling.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).