The biggest gamble in this game is knowing the value of this prime real estate, understanding the cities objectives to convert the blighted area back to what it once was and should become again in the future.

Fair enough @Ian IppolitoSince you were a good sport the sites I consider to be doing the best job in the marketplace end of the spectrum right now our Crowdstreet and RealCrowd.  

We are still in early assessment and havent really compared places to places.. not quite sure whether cities like Lowell will be a gamble over some saturated markets like Medford / Somerville.... 

In Louisville you will get groups in town doing bourbon tours, lots of traveling high school sports teams, bachelor/bachelorette parties(some people don’t allow these due to high potential for damage), and etc.

However, I foresee two problems with this; The loan could be called once you change title and, if you're mom ever starts binge drinking or gambling, there is no stopping her from writing checks against that HELOC and pulling more money out up to the limit.

Take photos and get them to sign off that anything left behind can be disposed of.It is 'funny' how people have money for their kids' sports and eating out, but not paying the rent.

The Lottery or many ways of gambling come to mind here. 

Though I have no problem with a positive attitude.There really is a difference between being positive and visualization, knowing how to run the numbers and investing based on emotions.Take it out of the investing world in to sports.

You contract to buy with a down payment then pay an annuity to the seller for the sellers life, the seller stay in the property like a life estate. when the seller dies ,the property is then yours, Your gambling on the life of the seller.

sounds dumb but if they truly only owe low 90s offer them 145,000 let title ferret out any other issues otherwise I would pursue this as fast as you can provided your intel is good,  otherwise very little cost to you and you would have control over property, or if you want to really gamble buy the note from bank foreclose the current bower flush all debt. except taxes and some municipal liens and enjoy