You will, iin general,  potentially get higher returns the more risk you take.I also made the decision to invest in a higher class of property as I am just not ok with profiting off the poor (yes, i know they need houses to live in and there are folks that provide safe affordable housing) It is ok to invest in any class of property you want.

While researching what real estate related books to read, obviously I came across the infamous Rich Dad Poor Dad.

This is a little conservative in Killeen, but not knowing the condition I wanted to plan for poorly maintained units.

@Steven McCutcheon @Anthony Angottiappreciate the advice, also will look into homestyle loan at some point, for my area it seems that all the deals I analyze are showing that single family homes in North Jersey may be a tough bet for my first investment.

If you are willing to do the leg work, contacting the owners of vacant properties is probably your best bet. 

Renters who insist on owning Pitt bulls to me are just setting themselves up for poor accommodations most of the time.

Poor people focus on obstacles” - secrets of the millionaire mind. 

If looking to expand then this is normal and your best bet to get properties without continually using your own $$.

I have read the Real Estate Investment Basics book from BP and have also read Rich Dad, Poor Dad.

Bet you had a nice ride to the bank today :)