Then, once I can save $90k to $130k I'd place one to two strategic passive investments in LP deals to build knowledge and relationships in apartment investing.

Being an Engineer that I am, I found myself always over analyzing and strategizing that I was stuck in the "Analysis Paralysis" state for quite some time.In February of 2022 I happened to struck up a conversation with an acquaintance about REI.

We believe in strategic diversification and it works when done right.

A strategic interior renovation plan was immediately implemented upgrading units in-house efficiently creating significant value.

Sometimes putting the numbers down on paper can make a decision more clear.From a strategic investing standpoint, it is worth noting also, that an IRA can distribute real estate to the account holder "in-kind", meaning that the property never leaves your control. 

Had a few SFRs prior that was barely breaking even, but it was strategical.

Since it is likely that this will get worse before it gets better, we are encouraging our Borrowers to increase their strategic reserves by creating a 1-2 month debt service reserve.

If you are a strategic partner or one of our cash buyers, then we will accept your property to manage but charge 12% plus 50% of the first month's rent as a tenant placement fee.Gosh, We are expensive, but we have to turn away requests from new clients.

Conversely, I can't see them going with a tertiary unless the location is strategically located with access to lots of colleges, good transportation, leisure amenities, and plenty of suburban markets with growth potential.  

@Richard Hadley, @Will FraserInfinite Banking has to do the strategic accumulation of capital using dividend-paying whole life insurance as the platform.