The 1 that isn't doing to well is from a provider I will never use again.  

You go to soft and give them leeway and you are done for.

I use send a soft reminder like.  

The result is the tank will hold less water, will take longer to heat, and will need to work harder in order to, well, work.

Commercial loans are more flexible, give you more options as to what you can buy, and in my opinion generally easier to get done, but they have higher rates anywhere from 5% to 8% for soft money and 9% to 14% for hard money.  

Additionally, whether a wrap, "subject to" or soft assumption, the seller is required to comply with Texas Property Code Section 5.016. 

I think not a lot of people ( those who are new to SS appliances) know that in order to keep it clean and shiny, they need to use a SS cleanser and  buff it dry with clean cloth/towel.  

The reason of the backup was found to be paper towels (that do not dissolve in the water) in the sewer pipe that were thrown in there by the tenants, and caused the obstruction.

FRP panels for walls in wet rooms, VCT for wet room floors, 1x4 screwed horizontally to studs & towel bar mounted to that, *no* soap dishes in showers, high gloss white paint for trim, *no* carpet, 

Sometimes the type of property and area dictates the tenant pool available.Lower income areas to some middle income earners are not as affluent and well educated and have trouble financially managing their money.This leads to well intentions but the tenant constantly struggles with getting by to survive.