If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

The median sale prices for 2-4 unit properties in these counties is $775K.

You will require many properties to completely replace your income, which could become a new full-time job to manage.

Holding onto these properties would be most ideal for your long term wealth, obviously.

With an FHA loan, we’re required to live in the property as our primary residence for at least one year.

My current credentials:Bachelors of science in Enterprise regulation For-profit, Non profit (Fancy way to say business law) Currently Pursuing my MBA in Finance, expected to graduate in May,2025 Appraiser Trainee License in NYCurrently Managing a small portfolio of properties (family). 

@Brady PretzlaffI think you should focus on properties close to campus with multiple bedrooms, adequate bathrooms, and parking for renting a room in a college town like near MSU.

No, I do not have other out-of-state properties.

Hard money is mostly for flipping properties or using it as a bridge money for a temporary solution if you need more time depending on what type of trouble you get yourself into.

Hi Team,I am looking to buy brand new properties that are getting built here Herbert Avenue, Cincinnati 45215.