These are not easily found, but they also impact on a knowledgeable court's or regulator's decisions.In addition, there is often several sets of laws and regulations that impact a given choice. 

I could have easily gone with particle board melamine, and all mdf doors, but the plywood will be more durable, and less prone to moisture problems, and the hardwood doors will handle wear and tear of my toddler as well.I also am an engineer for a cabinet shop so I can design, program, and cut my on cabinets on a cnc, so I'm a little biased and have a few more choices than most. 

_____________________So to get back to talking to the seller:I basically say the seller there’s 2 things that I can do to help you.But you MUST be willing to be creative.I’m going to go through your choices, and you tell me which one you like the best, or which one you hate the least!!

They have the freedom of choice of who to sell their property to and on what terms are acceptable to them.

Choice is yours.In real estate, there are many roads to get to your destination and in the lending arena, you have a basket full of options.

Like @Ryan Billingsley said, it is good to have an ideal figure of how you want the property to operate once leverage is applied, as this will dictate how much money you will need to leave into the project to make those numbers work.If you have held title to a property for 6 months, you can get a cash-out refinance through a Fannie/Freddie mortgage that will use 75% of the new appraised value of the property, and also provide you with 30/30 terms and a low interest rate in order to optimize cash flow.

If somebody wants to live in that immediate area, there are only so many choices. 

Originally posted by Ryan Dossey:Does hardwater mess with the tankless?

So here is how I would set this up: Kitchen: Appliances - $6,000 Cabinets - $10,000Countertop - $70-110/sqftSink - $1,500Faucet - $500Cab pulls - $500 (or $6-10/pull) Install - $2,000Flooring: Floor product (unfinished): (expect to pay 4 - 10 dollars per board foot for anything quality) Floor finishing (sanding, coating etc) roughly $3/Sq ft (as long as you are using a standard coating (polyurethane) if you want to go higher end with an oil or stain expect this to jump to 4-5/sq ft Bathrooms:Demo: $/hour x expected hours Underlayment: Schulter Shower System (approx: 500/shower enclosure) Tile/grout/thinset: 6-10 sq/ftInstall: $3-6 sq/ft Lighting and Electric: (pricing includes installation)   Switches: approx $30/switch  (this assumes a mid range Leviton 3-way dimmer) Outlets: $10 (TR Leviton duplex, GFI where needed and duplex/USB combo in Kitchen Island and a few choice locations) Lighting:Surface mount approx $150/fixtureCan: approx. $250/fixture (assuming old work install by electrician)A little more on why I do it this way: Kitchen: You can figure out exactly how much your kitchen is going to cost before you start.

I do not have a home and I currently rent an apartment so it seems that my best choice would be do buy a multi-family unit.