Now the debate of where rates "should be" would be based on the quality of product each person/owner offers. 

Fees realtive to a low loan amount are always going to seem high - a lot of them are fixed and don't vary based on loan amount.

It's good for segmenting leads based on criteria such as location, types of properties they are interested in, budget, etc.

Since it's the ceiling, when your plaster man is finished with the repair you can bank on it it's going to need special primer to hide the water stain and a respray of the ceiling color.

Slow stable controlled growth of a portfolio lowers the risk as a broken furnace is spread across a greater cash flow base.  

Although they are not Credit Unions- I am familiar with a few local lenders who can lend based on DSCR standards with a purchase price minimum of $75k (so  ~~$56k min loan amount).

Not worried about small or medium spikes , just something to protect us if there are hundreds of dollars used that shouldn’t be.Looked into splitting them and it just isn’t worth it right now.Would the best way be to just list utilities included upto a certain amount based on historical usage for electric(kwh) & gas(mcf) totals for a year?

.#2  I like some of your research and my guess is that based on all you have said it will not actually go to sale. 

Hello, I am considering resubscribing to AirDNA based on some of their new features and was wondering if anyone has any luck with a promo code?  

Sometimes people think they will based on the calculation on the voucher.