Or maybe the previous owner was worried about oil or grease stains.When we had our driveway redone, we asked for extra gravel and went with 6" of asphalt instead of 4" so that we wouldn't have to be worried about heavy equipment damaging it, but this is at our own home where we used to routinely drive heavy loads into our yard to get to the barn. 

I guess i'm frustrated as I am putting so much work into credibility and SEO and she just sees it as a waste of time and money.

I’m sure I am not alone in witnessing reorganization every 2 to 3 years, but the end results were always focused on cutting out the human “waste” and maximizing what could be done with less people for the same hourly wages.

It sounds like you're wasting too much time analyzing.

Don't waste people's time, or yours.

If it offers a good rate of return go ahead, but don't lowball just to lowball otherwise you are wasting everyone's time, if the market supports their price they don't need to sell to you, if not then they deserve to be lowballed.

I emailed a Private money guy recently is offering 4% interest which sounds great but needs a $1500 origination fee.Someone had told me there's a list or software out there to tell or identify whether the lender is legit or not.. so my loaded question is ... 1.)

@Ikenna JonesI wouldn’t waste too much time on this it has zero chance of passing

At some point you need to figure if it's worth to have individual septics or waste water plant.. 

Without that you would be wasting your money on setting up the fund.