If you're in the wealth building phase, it's a no-brainer to arbitrage the extra money and allocate that towards an asset with a higher return than the mortgage paydown. 

You said it was a duplex and you;re in half so you have to allocate the insurance, the taxes, and the mortgage interest because the personal part of your interest and taxes is reported elsewhere.

Hey BP community!
First post here. I currently co-own 2 different properties. One is my primary which I live in with my girlfriend - I'll call this property A. The other I co-own with a good friend - I'll call this p...

If you ever have to dissolve the LLC at that point then allocating the assets of the LLC to each individual member becomes a much easier manner.

If you are not greedy with your allocation of components, you usually do not need to hire expensive professionals for such a small project.Finally, are you 1031-ing into this project? 

(in essence she is borrowing excess funds to help make the payments) $8,312.50 x 36 months = $299,250 allocated to MAKE the payments on the $1,425,000 Note obligation.

You are not showing the "Cash Flow (Year X)" you are showing the average interest allocation from the borrower's payment.  

Your life circumstances heavily influence your appetite for risk and where the money should be allocated.  

As long as you purchase at least $500K ish and use all $140K ish in the purchases you'll defer all tax.And you can allocate the proceeds in any way you want. 

Look for several replacement properties and allocate that 800K in whatever way you want to get to 1.3 of purchase.